• Making Money

    Life Expectancy and diminishing needs in Early Retirement Calculations

    Type ‘4% rule’ in Google and you get over 40-million hits. Investopedia, the first link that I got, defined it well enough : The four percent rule states that you should not withdraw 4% of your portfolio each year in retirement for a comfortable life. It was created using historical data on stock and bond returns over a 50-year period. Seems simple enough, right? Not really! I’ve addressed the 4% rule before and you can find that article here and here. However, two critical elements keep nagging on me from the back of my mind: life expectancy and diminishing needs. So, I decided to address them.   Life Expectancy   Who…

  • Life

    5 Reasons You May Need Life Insurance

      Do you have life insurance? Do you care? How does it play into your FI-RE? I didn’t have any life insurance until we had our second child. Seeing his little face for the first time, made me realize I…

  • Making Money

    Knowing your Net Wealth is sexy!

    There is nothing sexier than someone who has confidence in themselves. It is something magnetic, almost hypnotic, that draws you to them as soon as they walk into the room. That special something that makes you want to be the…

  • Making Money

    How did I get Wealthy?

    As I sit drinking a coffee, on a flight, on my way to New York for two days of meetings, I was running through various topics for my next blog post. While this blog is predominantly money focused, I am…

  • Making Money

    RockStar Rumble

    For the next 48 hours, my article 10 signs that mean you should (probably) quit your job is pitted against another excellent article in the annual winner take all RockStar Rumble, brought to you by RockStarFinance. Support your Chief Money…

  • Making Money

    How to be an Ace Negotiator

    Negotiating is an everyday thing. You do it when you wake up, just before breakfast, as you try get your kids ready. You do it as you make your way through traffic or on the metro to work, negotiating your…