The ideal European Family Budget (two working adults and 2 kids) needed to live decently is around 4.000€ per month. This is the average budget for a family of four living in a second tier city in the Euro Zone.…
Why spending $1.000 on a telephone is a terrible idea and could mean you’ll work until you’re 82
Unless you’ve been very far away, or you mostly just read books and sit in deserted parks, you already known that Apple has come out with a few new iPhones. They really aren’t extremely new as they look just like…
Jack Ma – Early Retirement: How the Alibaba chief is retiring early and what can we learn from him.
Jack Ma certainly knows how to make an announcement! On his 54th birthday he announced to the market, and the world, that in exactly 1 year, so on his 55th birthday, he would walk away from the corporate world to…
Ready to start an investment portfolio? This is how to do it.
I got a question the other day, from a reader on this site, as to how I designed a portfolio that helps me target an 8% annual return. That got me thinking about the kind of articles I’m writing on this…
Can I make money off my blog: the experiment?
It has now been about 4 months that I have been operating my blog and getting to understand how things work. From managing the design, posting new articles and attempting some marketing of the blog, in amongst a plethora of…
Is 4% the right rate to use for Retirement Planning? Why the 4% rule always needs to be nuanced.
Conventional wisdom in the personal finance space tells us that if we want to secure enough money with which we can retire comfortably, we need to assess if that amount can be covered by a 4% return on our portfolio…
What following in the footsteps of Hemingway taught me about retiring at 27
Ernest Hemingway. If you’re a writer, and / or reader, of the English language, then you will have heard of him and, possibly, also his work. It was, however, probably not only his prose that captured a generation, but also…
Building Long Term Wealth with one simple strategy
Over the weekend I was catching up with an old friend, Ricardo. We worked together at a large multinational Media and Entertainment Company about 15 years ago. We were both fresh into our careers at the time and both had…
You’ve just received a lump sum of money and don’t know if you should repay debt or rather invest it? Here’s what you should be thinking about.
A decade ago I had been with a new organization for two years as a director in the finance team. My salary had grown 30% over the previous 2 years, thanks to hard work, focus and applying all the techniques…
Why did I start blogging and 5 key lessons learnt
You might have read my short bio and wondered what the hell am I doing blogging? Why did I start blogging? You may also be wondering what I’ve learnt from blogging so far? If you’ve had these 2 questions, great.…
